Who is eligible for NJ FamilyCare?
Children 18 and younger may apply for the program, as well as certain low-income parents/guardians.
The income eligibility level for children's coverage is 350% of the federal poverty level. For example, children in a family of four with a monthly income of up to $6,432 could be eligible for coverage. The program is also accepting applications from parents/guardians with work income up to 133% of the federal poverty level - for instance, a family of four making up to $2,444 per month. Parents/guardians in a family making less than this amount may not be eligible because income such as unemployment, child support and government benefits is counted differently for parents/guardians.

Eligibility is based on family size and monthly income. Family size includes children under 21, adoptive and natural parents and their spouses. If a child is living in a household with a grandparent, guardian, or caretaker, that person is not included in the family size, and their income is not taken into consideration when calculating eligibility for NJ FamilyCare, unless the guardian is also requesting coverage.

Only monthly income, not assets, is considered for eligibility.
To view income eligibility limits for various family sizes, go to Income Eligibility and Cost. The blue line shows the maximum income (annual and monthly) that families of various sizes can have in order to be eligible to apply for parent/guardian coverage. The bottom line of the chart shows the maximum income for coverage for children.

What if my family makes too much money to qualify for NJ FamilyCare?
Parents/guardians at higher income levels can purchase health insurance for their children at reasonable rates through the NJ FamilyCare ADVANTAGE program administered by Horizon NJ Health if they qualify. The cost is $144 per month for one child; $288 per month for two children; and $432 per month for three or more children. To learn more, please visit NJ Family Care Advantage or call 1-800-637-2997.